The end of March is approaching and with it the traditional stress associated with tax return. Many entrepreneurs take the deferral only as a safety brake, when their term burns. But the truth is that the postponement tax return of natural persons can also be an excellent a strategic and optimisation tool.

Why you should consider it too, even if you already have all papers ready?

4 main financial benefits of deferral

Deferral doesn't just generate extra time, it actually helps you better manage your cashflow. Here are the main reasons:

• Your money will stay in your account longer. By pushing back the deadline, you logically pay the actual tax later, which helps your cash flow. You can therefore better prepare for the tax due.
• Increased social contributions will wait. If your income has increased rapidly compared to the previous year, you will start paying the new, increased contributions to the Social Insurance Institution from October instead of July.
• Room for optimisation when the obligation to pay into the Social Insurance Institution arises. If you have not paid social insurance before and your last year's income exceeded the threshold of EUR 9,140, you can save up to EUR 515 thanks to the shift of the obligation.
• A health showdown without the June panic. The annual health insurance settlement is also an unpleasant „bat“ for many people in the form of arrears. Thanks to deferral, you will not receive this statement in June, but three months later, in September.

When should deferral be avoided?

But there is one important exception. In principle, all the features of deferment are a plus, but beware if you are planning to apply for a deferment in the near future. a mortgage or other bank loan. Banks usually require a closed tax return, so a delay could make the approval process unnecessarily complicated and drawn out.

The biggest myth: „If I have a postponement, I have to wait until June“

This is a very common mistake. The fact that you file a deferment, at all not, that you have to wait until the end of June to file your return.

We have clients who have their tax return ready in March, but we file a deferral for them and send the return itself, for example the very first week of April. Even if the return is already filed on 1 April, the system still treats this as a postponement and your the tax remains due until 30 June.

Important Notice. Remember that you must file the deferral itself by 31 March and if you are a sole trader or entrepreneur, you must do so exclusively electronically.

How can we help you with this?

At Numiron, we have automated the entire process. Thanks to our API connection directly to the tax administration we can handle your authorisation and application for deferral virtually real-time, without unnecessary bureaucracy and waiting.

You can choose the solution that you most suitable:

• You can download only ready XML and you serve it to yourself.
• You order a separate deferral filing service.
• The most preferred choice. You order a deferral straight away with your tax return processing. In this package, the deferral itself will not cost you €20, but only 10 euros. For Tatra banka's clients we have even prepared even more more favourable conditions.

Get rid of the spring stress and let technology work for you.

Are you a client of Tatra banka? We have great news for you. Complicated and lengthy filling in the tax return for sole traders applying flat-rate expenses is a thing of the past. Now you can choose our most popular „File my return for me“ package to get thanks to Tatra banka for an unbeatable price of only 10€ (regular price 60€). Rely on clear Numiron environment and the use of artificial intelligence tools that make completing your tax return a breeze.

Find out if you are a client of Tatra banka for whom the benefit is intended. Just go to your Tatra banka mobile application.

What are you getting?

Thanks to the fact that you are a client of Tatra banka, you automatically get an advantage that will help you and your business. What exactly do you get for the price of just €10?

Retrieved from access to the intuitive Numiron system, which guides you through the complicated world of taxation in a clear environment. The whole process is made easier with the automatic upload of invoices, receipts or payments to social security and health insurance, and you can always rely on detailed instructions or our customer support.

Your outputs thoroughly check and any minor we will correct the errors for you. Tax return We will then file with the Revenue instead of you and send you a confirmation of successful filing by email. If by chance there is any problem with the filing process, we will take the initiative and resolve it for you.

Why file a return through Numiron?

Behind Numiron experienced tax consultants, which will ensure that your tax return meets all the legislative requirements for 100%. The app includes easy-to-understand explanations for all fields so you always know exactly what goes in them, while each return is continuously checked by reliable AI technology and finally reviewed by a live tax specialist.

However, the benefits of Numiron do not end with the submission of the tax return itself, because after completing it, we will create a tax return for you based on your real data. recommendations for appropriate next business steps. In addition, Numiron will calculate exactly whether it is right for you in the future, based on your 2025 income. the more advantageous form of a sole proprietorship or Ltd., and whether it is currently advantageous for you to apply for a deferral. You'll also get access to valuable webinars to help you get a better grip on your business in 2026.

How does it work?

In cooperation with Tatra banka, we have designed the entire process to be as smooth and transparent as possible.

1. The process begins in your Tatra banka mobile application, where you will grant the necessary consents. You then proceed to registration and after successful login, the system automatically recognizes that you are coming from the Tatra banka mobile application environment and automatically activates your benefit.
   
2. In Numiron you start with pre-populated data in a clear interface, where you upload your invoices to your business income. Numiron reads them using reliable AI and then adds assigns bank movements from your TB Business Account, based on the consents granted. For your best convenience, we recommend that you complete your tax return in Numiron on your laptop or computer.
   
3. Fill in additional income (for example, from employment or rental property), expenses and select applicable tax benefits. Thanks to the approvals granted in the Tatra banka mobile application, you will have all social and health insurance payments automatically paired.
   
4. You choose the organisation you want to donate your 2% from your taxes, or your parents' birth numbers.
   
5. Your completed tax return at the end will be checked by our tax specialist, to make sure it is filled in correctly and you are not missing anything. Once completed, we will file the return for you and, if you wish, we will also request a confirmation of its submission.

Are you not a client of Tatra banka?

Thanks to Tatra banka, its existing clients - sole traders claiming flat-rate expenses the opportunity to get your tax return completed in Numiron under preferential conditions. If you are not, you can still fill in your 2025 tax return simply and without errors in the most modern system on the market.

Numiron is there for all those who do not want to waste their nerves filling in tax returns in outdated systems and do not want to spend extra time on administration. Thanks to a clear environment and the use of artificial intelligence tools, filling in your tax return in Numiron toy.